Money and financial issues can be significant sources of stress for people. A person's problems with money may produce such overwhelming negative feelings and self-criticism that his or her mental and physical health can be adversely affected. Financial distress can also have negative effects on a person's relationships and family life. People who are experiencing financial issues may benefit from meeting with a mental health counselor or financial therapist who can help them cope with difficult feelings and stress, treat underlying mental health conditions, or change troubling behaviors.